Contributor
Corinna Blake writes for US Real Estate Report. 11 articles published.
With origination volumes still well below 2021 peaks, some mortgage banks are turning to operational frameworks to protect margins they can't recover through rate bets.
Iran-linked tensions have nudged mortgage rates higher, yet pending home sales data shows buyers absorbed the move. Here is what the numbers actually say.
Three industry organizations are pressing Fannie Mae, Freddie Mac, and FHFA to delay pending condo lending rule changes, citing financing disruption risks for thousands of units.
Conforming 30-year rates averaged 6.77% this week while 1-year inflation expectations rose to 3.7%, pressuring affordability and stalling rate-lock decisions heading into spring.
With the 30-year spread over Treasuries near 2.01%, pending home sales have climbed to 422,120 nationally — a meaningful year-over-year gain that the Fed deserves little credit for.
Even as oil prices spiked and CPI stayed elevated through mid-2026, tighter mortgage spreads kept the 30-year rate below 7%, giving purchase demand room to breathe.
With serious delinquencies edging higher and CFPB oversight ongoing, servicers are rethinking how they staff and train late-stage default teams heading into 2025.
A resolution to the Iran conflict would ease some rate pressure, but structural forces — including Treasury supply and sticky inflation — will keep mortgage rates elevated.
Automated underwriting platforms are moving into land acquisition, promising faster deal screening. But builders and their lenders still face the same fundamental risk variables.
Enriched property records and intent-signal tools promise to surface high-value prospects early. Brokers need to know what the data actually covers before spending on it.
As mortgage rates hover near 7%, roofing contractors are watching homeowner discretionary spending tighten. Here is what the numbers mean for your backlog.
